Terms & Conditions
Age and residence
The site is to be used by US citizens who are 18 years of age or older.
The Site is known to offer links to other resources on occasion. We do not hold responsibility for any information presented there nor any liability if the content somehow poses a risk to you or any of your activities. If there are any claims arising due to the information or activities you encounter at these sites, we are not the party to address them. By visiting outbound links you any responsibility is transferred from us to you and the third party site.
Any information you will be asked to provide for quotation won't be shared or publicized in any way. However, the information you may voluntary provide in comments or testimonials can be shared or presented at the Site in a way we find useful without any further notice. You bear responsibility for the information you provide in the comment or forum sections, and if any of your posts are found inappropriate or illegal we have the right to remove them from the Site on our own account.
The Site provides users with health insurance quotes obtained from selected companies, representatives or other insurance industry officials that are licensed to offer such services. Any information you will receive can be used to obtain real services or receive additional discounts on your current health insurance plans.
Disclaimer of warranties
You agree that you use the Site and any services rendered by it at your own risk. We free ourselves from any warranties on the services delivered through the means of the Site as they represent “as available” types of services, which do not provide an increased degree of merchantability or availability. If you wish obtain more warranted and detailed services, you should contact an insurance agent or broker, or seek warranties directly from the insurance company you wish to purchase a policy by using the Site.
We free ourselves from any liability due to loss or damage to your data, profits, intangibles or morals arising from the following:
(a) the use or lack of use of services rendered through the Site;
(b) the costs of purchasing alternate services to those rendered through the Site;
(c) illegal access, use or modification of any personal data stored at your computer through which you have accessed the Site;
(d) use of any information provided by a third party; or
(e) any additional circumstances caused by the operation of the Site.
This Site and its operations are governed by relevant US federal and state laws. If you visit the Site from outside the US, local laws will not apply to the operations and information provided on the Site.